April 14, 2007

Home Buying Glossary

Home Buying Glossary

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Are you in the market for new house or already in the process of buying a house? There are some expressions you should get acquainted with:�

Appreciation - An increase in the value of a property as a result of market change, renovation of a property, or other factors.

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Comparative Market Analysis - It is a real estate analysis that assesses the current market value of a house by comparing it with other properties recently sold in the area.

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Deed � (also referred to as a TITLE) A written document disclosing the ownership of the property, signed by current owners and including the legal description of a property.

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Fair Housing Act � It is a law that prohibits any form of discrimination (on the basis of race, sex, religion, social status etc.) during the home buying process.

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Homeowner's Insurance � Insurance that protects a property against damage from fire, storms and other hazards.

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Zoning � The ability of a local government to decide about how land will be used in a particular area.� For example, a piece of land might be zoned for residential or commercial use.

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If you want to get acquainted with more terms connected to the home buying process, we encourage you to keep coming back to our blog.

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If there is any expression/vocabulary connected with the home buying process that you are unfamiliar with, contact us or leave us your question below.

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